Annette Carson spent most of her working life in the UK, and during that time she kept paying her full National Insurance Contributions (NICs) and UK taxes where applicable. She relocated to South Africa in 1989 for work purposes, and continued paying NICs to ensure that on retirement she would be eligible for the full UK State Pension. This she had started drawing in September 2000. She then realised that the amount she received would not be increased in line with her peers in the UK, and her pension was being “frozen” at the level at which she first started receiving it.
Annette has now returned to the UK where she has written a number of non fiction books specialising in history, biography and aviation, with a particular interest in King Richard III.